Grow Your Wealth.
Empower More Nigerians.
Earn consistent returns by funding loans that expand digital and financial access, empowering over 50,000 Nigerians to thrive.
Why invest with Sapphire?
Earn attractive, risk-adjusted returns
Enjoy competitive returns designed to balance potential profit with prudent risk.
Diversified exposure across vetted borrowers
Minimize risk by investing across a range of carefully screened borrowers.
Automated earnings, transparent reporting
Sit back while your funding grow with clear, easy-to-read performance reports.
Regulatory-aligned risk controls
Invest confidently knowing our safeguards align with industry regulations.
Withdraw or compound at your pace
Take profits or reinvest them—flexibility is in your hands.
How it works
A Seamless Funding Journey; From Setting Up Your Portfolio to Earning Monthly Returns with Zero Hassle.
Create a Profile
Click “Get a Portfolio” to enter your funding amount, duration, and transfer date. You’ll see a preview of your terms, then fill in your details. We’ll email you funding instructions and a downloadable copy of your funding terms.
Fund Account
A message will be displayed after the successful completion of the portfolio creation containing the account details.
Access your Dashboard
After your payment, you will get a confirmation email of your payment, containing the receipt of payment and a link to create password to access your dashboard.
Payout/Roll over
You can request a pay out or roll over of your funding interest to your bank account details that you have submitted for withdrawals.
How We Guarantee Collections on Our BNPL Platforms
The Sapphire Guaranteed Funding Program is built with investor safety at its core. Our recovery system ensures minimal risk and maximum reliability, backed by digital enforcement and real-time monitoring.
How We Guarantee Collections on Our BNPL Platforms
The Sapphire Guaranteed Funding Program is built with investor safety at its core. Our recovery system ensures minimal risk and maximum reliability, backed by digital enforcement and real-time monitoring.
Auto Device Locking on Default
Borrowers are instantly locked out of financed devices if they miss payments, ensuring swift recovery.
Credit Bureau Integration
We report borrower behavior to national credit bureaus, discouraging default and improving accountability.
Daily Loan Performance Tracking
Our team monitors loans in real-time, allowing us to detect and address issues early.
Nationwide Recovery Network
A dedicated collections unit with agents across Nigeria ensures timely repayments and follow-up.
Backed by Trusted Partners
We collaborate with leading OEMs, lenders, retailers, and payment processors to deliver secure, scalable, and high-impact lending solutions.
Proven Track Records
With billions disbursed and a 96% recovery rate, our model delivers results, not just promises.
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Loan Disbursed
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Device Financed
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Collection Rate
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Retail Points available in 12 States
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Month-on-Month Portfolio Growth
Ready to Grow Your Wealth Securely?
Join the Sapphire Guaranteed Funding Program and start earning predictable returns while creating real impact.